How does Credit Genie work?

Credit Genie is a personal finance app designed to help our users with personal Cash Boosts when they need them and provide tools to break the cycle of borrowing. We provide insights into our users' spending habits to help them stay on top of their finances.

How much does the Credit Genie app cost?

The Credit Genie app includes interest-free Cash Boosts to help bridge you till your next payday. There is a recurring fee for maintaining your bank account connection with our app.

Who can use the Credit Genie app?

US residents 18 years and older can use our app.

What do you do with my information?

The information provided when you sign up for a Credit Genie account is used to verify your identity. You can read more about it in our privacy policy.

Get a cash advance in minutes with no strings attached

Fast delivery

Get up to $100 sent straight to your bank account or debit card. That's right. No need to open a new bank account.

What you get is what you pay back.

No APR. No compounding nonsense. No late fees. Just a straightforward boost when you need it.

No credit checks

We don't check your credit to approve a Cash Boost, and applying won't hurt your score.

How to Genie your money.

Sign up
Takes two minutes. Maybe less if you’re a genie.
Link your bank
We peep your finances (securely, of course).
Score a cash advance
Request a boost and get up to $100*. Just like that.

Real people getting real relief.

See what people are saying about Credit Genie.

I asked for an advance—and BOOM, I got one. With Credit Genie everything is real simple, real quick, and easy to navigate. Thank you, Credit Genie. You answered my wish and gave me the cash I needed.

- Shannonlees

Thank you for helping me when I really needed it. You were the easiest application to install and follow and I will be recommending this app to all my friends.

- Julian

Credit Genie is there when I need them! Fast cash when you need it and advance increases with on time payments.

- Darsalinas

It's hard to find an app that will help you when you really need it. Credit Genie did!

- Sammy

I absolutely love this app and I know I can truly count on you guys when I need help 🙏 thank you

- AD

They saved my life with a cash advance I needed asap! Thank you, Credit Genie

- York

This cash advance app is one of the best I've used. I was in a pinch when I first downloaded it. I paid it back as promised, and after 3 successful paybacks, I qualified for the $100 cash advance. Thank you, Credit Genie, for being there when I didn't have gas or food money!

- Elisana

In Credit Genie we trust.

Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use. And don't worry—we don't sell your data, 'cause that's just weird.

Top-Tier Encryption

We lock up your info tighter than your favorite password. All data in transit and at rest is protected with bank-grade encryption.

Secure Bank Linking

We never store your bank login. Linking your account? That connection's wrapped in 256-bit encryption and handled through trusted, secure partners.

Data protection

We don’t sell or rent your personal info, ever. What you share with us stays between us.

Privacy on your terms

Want fewer updates? Hit pause anytime. Disable your account, disconnect your bank, or opt out of messages with a tap.