Top-Tier Encryption
We lock up your info tighter than your favorite password. All data in transit and at rest is protected with bank-grade encryption.
Making money work for you.
We're on a mission to help you ditch the debt trap, live beyond your next paycheck, and actually get the help you need when you need it.
Money shouldn’t be this hard.
We’ve been there. Stuck with poor credit. In a bind between paychecks. Out of work and out of cash, wondering why the system feels so rigged. So we did something about it. We built Credit Genie to make money so easy, it feels magical. Our goal is put you in charge of your finances, so you make money work for you.
What we're all about
Smart
Financial tools that don't make your brain hurt.
Fast
Real help, real cash, real results—no waiting games.
Safe
Bank-level security, without the bank-level attitude.
For You
We don't win unless you do.
More than $300M in cash boosted.
“We started Credit Genie because we saw a broken system—one where access to credit and the burden of consumer debt left too many people without real options. We knew there had to be a better way. Our mission is to be a source of relief and empowerment, helping people take control of their financial lives and move forward with confidence.”
— Ed Harycki, Founder & CEO
In Credit Genie we trust.
Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use. And don't worry—we don't sell your data, 'cause that's just weird.
Secure Bank Linking
We never store your bank login. Linking your account? That connection's wrapped in 256-bit encryption and handled through trusted, secure partners.
Data protection
We don't sell or rent your personal info, ever. What you share with us stays between us.
Privacy on your terms
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